Category Archives: Home Insurance

Documentation of Valuables

When trying to pick up the pieces after a calamity, you'll be asked by your insurance company to provide an inventory of lost or damaged items. Recalling the exact contents of your home under any condition would be challenging, but perhaps more so under the stress of a fire or theft. However, creating an inventory…
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Renter’s Insurance

If you rent an apartment or a house, the building owner is responsible for any perils that befall the property. Rest assured, if the place burns down, your landlord’s insurance is responsible to compensate him for damage to the structure. But if your personal belongings — your furniture, your stereo, your clothing — are destroyed,…
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Special Circumstances: Property Under Construction and Rental Property

You probably know that a homeowner's policy is essential. But you might also own other types of property with special coverage needs. If you are in the process of building a new home, or if you own a rental property, you should think about safeguarding your investment. Building a Home Property owners can face significant…
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Insuring a Condominium

Insuring a condominium is different than insuring a house because of the way ownership is structured. A homeowner's policy covers against losses, and covers only what you own. Since there are areas of common ownership in a condominium complex, your homeowners association may have a master policy. The extent of the coverage you buy will…
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